Saving money💰 is a goal many strive for, but it often requires a bit of creativity🤔 and discipline💪🏼. Here are some unique tips to help you save more effectively.

🛒Shop smarter

Look at the unit price of products to see which ones are cheaper. Generic products and those bought in bulk are usually cheaper when looking at the unit price. 

♻️Stop using disposable items

Try cotton towels rather than wipes to clean up messes, and invest in reusable food containers or bags to save money on zip-top bags.

🔪Meal Prep

Save time and avoid the temptation of eating out or ordering in by preparing meals ahead of time.

💳Use a Cashback Credit Card

Use a card that offers cashback on your biggest spending categories, such as groceries, gas, or dining. Pay off your entire balance each month to avoid interest charges.

🚘Drive different

Driving smoothly at an even pace helps save gas and cuts down on the wear and tear of your car. Also, removing excess weight in your car can significantly reduce your gas bill.

⚡️Save money on energy

Power companies often charge lower rates during times of day when demand is lower, such as before 3 p.m. and after 7 p.m, so use energy heavy appliances at these times. You can, also, use fans to help circulate air in your home to make you feel cooler when it’s hot outside and warmer when it’s cold. 

📈Give your savings account a boost

Open a high-yield savings account earning a competitive interest rate. Then, automate your savings by scheduling automatic transfers or sending a percentage of your paycheck straight to this account.

📱Use the right apps

Download apps that can help you save money or get cash back like Ibotta for groceries, Rakuten for online purchases, or Dosh for purchases made on your debit or credit card.

I hope you can use some of these creative tips to help put some money back in your pocket! If you ever need anything, please reach out!!